515 N Hawthorne St

About This Home

---- SCHEDULE A SHOWING ONLINE AT: ---- A charming 2-bedroom 1-bath duplex to call home. Featuring lovely wooden floors, relaxing creamy white walls, and abundant natural light. With a window AC unit, a compact kitchen, and cozy bedrooms with ample closet space. Pet friendly up to 30 lbs. max. Conveniently located right in the heart of Chattanooga. Close to schools, hospitals, and parks. You have everything you need within a walk or a short drive. Don't miss out on this offer - Schedule a showing now! ------------------------------------------------------------------------------------------------------ *Only $875 Deposit *** Stevens Realty LLC offers deposit-free leases using Obligo billing authorization technology (for qualified tenants). Instead of paying the security deposit all upfront, we can bill you a smaller fee on a monthly basis. For more information please refer to this link . *** Availability date is subject to change without notice depending on the condition of the property or if when it becomes vacant. *** ------------------------------------------------------------------------------------------------------ *** Mandatory Charges on top of Base Rent *** Smart Home Automation = $20.95/month Renters Insurance = $14.99/month Community Perks Benefit Package = $2.99/month All Bills Paid Program = $9.95/month See below for more details ------------------------------------------------------------------------------------------------------ *** AMENITIES *** Window AC Unit Refrigerator Stove Pet Friendly (30lbs max) This home does accept section 8 ------------------------------------------------------------------------------------------------------ *** LEASE TERMS *** 1. The advertised rent is for a 12 months lease contract. 2. Leases between 6 to 11 months is also accepted for $100 per month on top of the advertised rent. 3. Leases under 6 months is also accepted for $250 per month on top of the advertised rent. 4. Month-to-month lease is also accepted for $250 per month on top of the advertised rent. ------------------------------------------------------------------------------------------------------ *** MANDATORY/REQUIRED CHARGES *** 1. Enrolment to Second Nature Insurance is required with all of Stevens Realty Leases for $14.99 per month and get $100,000 Liability for Covered Damages included along with $10,000 protection for your personal belongings. 2. If you SMOKE/VAPE regardless if it's inside or outside the property, we require a $200 one time smoking fee upon move in. (NON-REFUNDABLE) 3. We are happy to announce that Stevens Realty has Community Perks Benefit Package to start rental credit reporting. Since most people spend 26%-50% of their income on rent, so shouldn't you get credited? Credit Reporting Fee is $2.99 per month. We will report your rent payments to all bureaus. This will positively increase the tenants buying power and enjoy low interests on credit cards. ------------------------------------------------------------------------------------------------------ *** UTILITIES *** 1. Our Utilities Concierge Service will assist in connecting your utilities prior to moving in to your rental home. 2. Forget about the hassle of having to contact different utility companies to get things turned on prior to move in. Receive one bill for your utilities and rent and pay them in a place. 3. Pay only $175 utility hook up fee(NON-REFUNDABLE) instead of approximately $500 through the utility company. 4. A monthly service fee of $9.95 will be itemized in your utility charges. 5. Never forget about your bill with friendly reminders. 6. Full transparency with provider bill information. ------------------------------------------------------------------------------------------------------ *** PET POLICY *** 1. We require $300 non-refundable fee each pet and $25 add-on for your first pet and $10 add-on for each succeeding pet on top of the rent per month maximum of 3. 2. Restricted Breeds such as Akita, Staffordshire Terrier, American Bulldog/Bully, Wolf Dog, Great Dane, Husky, Bullterrier, Bullmastiff, Presa Canario, Chow, Pitbull, Doberman, German Sheppard, Rottweiler, ARE NOT ALLOWED 3. For Emotional Support or Service Animals, NO CHARGES will be applied. 4. We require a pet application which will be $35 each pet excluding Emotional support and Service animals. ------------------------------------------------------------------------------------------------------ Frequently asked Questions 1. Credit score requirements : If employed for at least a year (CURRENT EMPLOYER): 600 to 649 - Normal deposit 550 to 599 - Normal deposit plus 50% of rent non-refundable MITIGATION FEE 500 to 549 - Normal deposit plus 100% of rent non-refundable MITIGATION FEE If employed less than a year (CURRENT EMPLOYER): 650 above - Normal deposit 600 to 649 - Normal deposit plus 50% of rent non-refundable MITIGATION FEE 550 to 599 - Normal deposit plus 100% of rent non-refundable MITIGATION FEE 500 to 549 - Normal deposit plus 150% of rent non-refundable MITIGATION FEE 499 and below - Rejected or a Cosigner whose Credit Score is 600 or higher and an income of at least 2x the rent No credit - Need a Cosigner whose Credit Score is 600 or higher and an income of at least 2x the rent ------------------------------------------------------------------------------------------------------ ****** GOOD NEWS. Pay on time and build your credit with us and all 3 Bureaus. Most landlords only report negative credit references but here at Stevens we want to reward you for meeting your obligations on time. This is an added benefit/incentive that we are putting in place for paying rents on time, taking care of the property and just being a good tenant. This will also help our residents improve payment history for future home purchases, as well as help our younger tenants in establishing a credit history ------------------------------------------------------------------------------------------------------ 2. Income Requirements : Total or combined household monthly income must be at least 2x the rent. 3. If I like the house what is the next step I need to take : Submit an application through our website at 4. How long and how much is the application : $50/adult(non-refundable). 2-3 business days. 5. What cause my application to get automatically declined : UTILITY COLLECTIONS, FELONIES within 10yrs, EVICTIONS, LANDLORD COLLECTIONS, BANKRUPTCY within a year, and DRUG CHARGES. 6. How much would it cost to move in : We require the first month's rent(prorated), the deposit, $100 lease preparation fee, and other fees/charges required for the property(see description above). ------------------------------------------------------------------------------------------------------ Need to Sell Your House Before You Can Move in With Us? No problem! Stevens Realty can buy your house directly from you without all the hassle. We wont ask you to do any repairs, cleaning, painting, or staging. And we wont charge you a dime in commissions! Move into your new home up to 30 days sooner when you take advantage of our direct home buying program. ------------------------------------------------------------------------------------------------------ Appliance : Refrigerator Appliance : Stove Cooling : Window Air Conditioner Pets Allowed Renters Insurance Required Stevens Realty All Bills Included Utility Concierge Service Required