Paying rent in full and on time is a renter’s primary responsibility. And now, with the advent of digital wallets, fulfilling this financial duty has never been easier. Rather than paying through snail mail or manual online entries, tenants can use Apple Pay or Google to pay rent with just the press of a button!
Apple Pay and Google Pay are digital wallet services that streamline the rent payment process. However, some renters may hesitate to use these options if they’re unsure of their security and usability. In this guide, we’ll answer all the most-asked questions about Apple Pay and Google Pay, including whether or not they can be used to pay rent safely and efficiently.
How Do Digital Wallets Work?
Before deep diving into Apple Pay and Google Pay, let’s talk about digital wallets in general. Digital wallets have revolutionized in-person and online payments with their convenience and security. They allow users to store their credit/debit card information digitally, making it easier to make purchases without the physical need for the card.
To use digital wallets for payments, all you need to do is link your bank count or credit/debit card to your wallet app on your Apple or Android device. Once linked, you can use your wallet to make in-store purchases by simply tapping, scanning, or holding the device near a point-of-sale terminal. For online transactions like rent payments, you can select the wallet as a payment option and authorize the transaction using face/fingerprint identification or a passcode.
What Are the Benefits of Paying Rent with Apple Pay or Google Pay?
Payment methods were more limited for tenants before the digital age. To pay your rent on time, you had to mail a check to your landlord days in advance or deliver it to them in person. Now, you don’t have to worry about checks getting lost in the mail or not arriving on time. Rather, you can reap the benefits of digital wallets and electronic rent payments, including:
More Convenience
Apple Pay and Google Pay redefine convenience when it comes to paying rent. Rather than dealing with manual transactions or checks, these efficient digital wallet options allow for punctual, online rent payments without any hassle. This means you can make secure payments anytime, anywhere, without worrying about late fees or delays. Not to mention, you can easily set up automatic payments, guaranteeing on-time rent payments every month.
Enhanced Security
With a physical rent check, you run the risk of it falling into the wrong hands. But with Apple Pay and Google Pay, you can rest assured that your privacy and personal data are protected. These digital wallet services offer enhanced data protection to ensure your personal information is encrypted and safe.
Better Payment Tracking
When paying with Apple Pay or Google Pay, you create an ongoing digital trail of rent transactions. This digital trail is something you can keep on record and use for financial planning. Rather than manually sorting paper records, Apple Pay and Google Pay allow you to keep better track of your payment history and budget for future living expenses.
Is it Safe to Pay Rent with Apple Pay or Google Pay?
As we just mentioned, physical checks and manual payment entries can come with an onslaught of security issues. From identity theft to check fraud, there are many reasons why renters are straying away from these traditional payment methods and choosing Apple Pay or Google Pay instead. But are these digital wallet options really any safer?
The answer is yes. Apple Pay offers enhanced personal data protection through biometric authentication and tokenization measures. When you pay with Apple Pay on your mobile device, you must confirm your payment with face or touch identification. This biometric authentication tactic ensures that you are the one authorizing the payment, not someone else.
Additionally, Apple Pay uses tokenization to provide extra privacy for its users. When you make a payment, Apple Pay uses a unique, one-time passcode, called a token, to validate the transaction. This safeguards your sensitive account information and blocks it from being shared with recipients.
Google Pay also utilizes these types of security measures to ensure protected payments. Like Apple Pay, Google Pay protects your personal information by encrypting card details and using tokens to authorize transactions. You can also secure your Google wallet with face/fingerprint identification or set up a unique PIN to lock your account.
Does Apartments.com take Apple Pay or Google Pay?
Yes, Apartments.com users can pay rent using Apple Pay or Google Pay. Apple Pay is available for Safari version 17+ on iOS and macOS devices, while Google Pay is available for Android and Chrome. When you’re ready to make a rent payment, simply select your digital wallet of choice from the payment method options and follow the prompts to complete your transaction. Then, you should receive a notification on-screen or through email confirming your payment. You can also check payment status by going to “Renter Tools” and selecting “Payments.” Click on “View Payments” to see payment history.
For more information on paying rent online with Apartments.com, visit our Help Center for all things related to payments. Whether you want to set up automatic payments or change your default method, we’re here to answer all of your questions!