Cost of Living in Ashland, OH

The cost of living in Ashland, OH is 16.9% lower than the national average. Generally, housing in Ashland is 30.5% less expensive than the national average, with rent falling between $878 – $1,096. You can expect to pay 5.2% less for groceries, 9.5% less for utilities, and 13.6% less for transportation.

-16.9%

Overall Cost of Living vs. National Average

-30.5%

Housing Cost vs. National Average

$878 - $1,096

Most Common Rent Range

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Cost of Living Summary in Ashland, OH by Household Type

The cost of living in Ashland for a renter is 26.6% lower than the national average. If you are a renter, you can expect to pay around $3,311/month to cover basic household expenses. The following categories represent a breakdown of average monthly spending. Costs may vary based on location or market conditions.

Groceries $600 per month -5.4% lower than US avg.
Housing $999 per month -48.4% lower than US avg.
Utilities $338 per month -8.9% lower than US avg.
Transportation $382 per month -13.0% lower than US avg.
Healthcare $170 per month +20.6% higher than US avg.
Goods & Services $822 per month -17.1% lower than US avg.

The cost of living in Ashland for a home owner is 13.9% lower than the national average. If you are a home owner, you can expect to pay around $6,859/month to cover basic household expenses. The following categories represent a breakdown of average monthly spending. Costs may vary based on location or market conditions.

Groceries $1,196 per month -5.2% lower than US avg.
Housing $1,661 per month -22.6% lower than US avg.
Utilities $739 per month -9.5% lower than US avg.
Transportation $828 per month -13.0% lower than US avg.
Healthcare $469 per month +21.2% higher than US avg.
Goods & Services $1,966 per month -18.2% lower than US avg.

The cost of living in Ashland for a married couple with children under 6 is 16.6% lower than the national average. If you are a married couple with children under 6, you can expect to pay around $5,999/month to cover basic household expenses. The following categories represent a breakdown of average monthly spending. Costs may vary based on location or market conditions.

Groceries $1,161 per month -5.3% lower than US avg.
Housing $1,281 per month -33.1% lower than US avg.
Utilities $710 per month -9.4% lower than US avg.
Transportation $788 per month -12.8% lower than US avg.
Healthcare $377 per month +19.3% higher than US avg.
Goods & Services $1,682 per month -17.7% lower than US avg.

The cost of living in Ashland for a married couple with children 6-17 is 16.0% lower than the national average. If you are a married couple with children 6-17, you can expect to pay around $7,102/month to cover basic household expenses. The following categories represent a breakdown of average monthly spending. Costs may vary based on location or market conditions.

Groceries $1,369 per month -5.0% lower than US avg.
Housing $1,523 per month -31.4% lower than US avg.
Utilities $776 per month -9.2% lower than US avg.
Transportation $893 per month -12.2% lower than US avg.
Healthcare $548 per month +24.3% higher than US avg.
Goods & Services $1,993 per month -19.8% lower than US avg.

Average Housing Cost in Ashland, OH vs. National Average

Cost of Renting

The average rent in Ashland, OH is $878, which is 43.5% lower than the national average.

Start your search for an apartment in Ashland, OH, and view the average rent.

Ashland, OH National Average
Apartment $878/month $1,554/month -44%

Cost of Buying a Home

The average listing price for a home in Ashland, OH is $376,871, which is 24.3% lower than the national average.

Ashland, OH National Average
Average House Cost $376,871 $498,033 -24%

Cost of Living Details for Ashland, OH

Is Ashland expensive to live in?

Ashland’s overall cost of living is 16.9% lower than the national average, making it a less expensive city compared to other US locations.

What salary do I need to live comfortably in Ashland, OH?

To live comfortably in Ashland, OH, as a single adult with no dependents, you should aim for a salary around $39,732 before taxes. Expect to pay around $11,988/year for housing, $7,200/year for groceries, and $9,864 for goods and services. These costs will vary based on family size and location.

Groceries

The average cost of groceries in Ashland, OH is 5.2% lower than the national average.

Ashland, OH National Average
Steak
$15.12
$14.82
+2%
Ground Beef
$6.40
$6.44
-1%
Sausage
$4.57
$4.94
-7%
Frying Chicken
$1.40
$1.56
-10%

Utilities

The average cost of utilities in Ashland, OH is 9.5% lower than the national average.

Ashland, OH National Average
Energy
$173.55
$200.07
-13%
Phone
$186.91
$193.54
-3%

Healthcare

The average cost of healthcare in Ashland, OH is 18.7% higher than the national average.

Ashland, OH National Average
Optometrist Visit
$72.94
$128.65
-43%
Doctor Visit
$146.19
$140.46
+4%
Dentist Visit
$183.49
$115.50
+59%
Ibuprofen
$10.10
$10.83
-7%

Transportation

The average cost of transportation in Ashland, OH is 13.6% lower than the national average.

Ashland, OH National Average
Gasoline (1 gallon)
$3.16
$3.39
-7%
Tire Balance
$42.55
$60.97
-30%

Goods & Services

The average cost of good and services in Ashland, OH is 18.6% lower than the national average.

Ashland, OH National Average
Toothpaste
$3.99
$4.04
-1%
Shampoo
$1.38
$1.43
-3%
Dry Cleaning
$16.46
$16.69
-1%
Man Dress Shirt
$15.17
$37.60
-60%

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What is a cost of living index?

A cost of living index is a numerical tool designed to compare expenses in different locations. It tracks the prices of essential goods and services, such as housing, food, utilities, transportation, and healthcare and assigns a score to each region. This index helps renters understand how costly one city is compared to another, helping with financial planning and decision-making before moving to a new place.

How is cost of living calculated?

Cost of living is calculated by looking at the prices of a variety of recurring expenses that people typically need. This can include housing, food, healthcare, and other everyday expenses. Each of these categories is weighted based on its importance in a typical budget. The prices are then compared across different locations to determine how much more or less expensive it is to live in one place compared to another.

Housing

Housing refers to the money you spend on where you live. This includes paying rent if you live in an apartment or making mortgage payments if you own a home.

Food and Groceries

Food and groceries cover the cost of buying food and everyday items like fruits, vegetables, snacks, and drinks. It's all the food you eat at home and the basic supplies you need to keep your house running smoothly.

Utilities

Utilities are the basic services that keep your home comfortable and functional. This includes bills for electricity, water, and internet and phone services.

Healthcare

Healthcare includes the expenses for medical needs. This means the cost of seeing doctors and dentists, buying medicine, and paying for related healthcare services.

Transportation

Transportation costs cover the expenses involved in commuting and travel, including costs associated with personal vehicle upkeep.

Goods & Services

Goods and services cover other everyday expenses that you have. This includes buying clothes, paying for entertainment like movies or sports, and other services you might use, such as haircuts or gym memberships. These are the things you spend money on outside of basic necessities.

How to interpret your results

Knowing whether you’ll save or spend more on expenses in a new city can help you with budgeting. There are a few practical applications of this knowledge. If you're thinking of moving to a more expensive area, you may need to adjust your spending. A region with particularly high rent may encourage you to allocate more of your budget toward housing and less toward entertainment and restaurants, for example. A region with a lower cost of living overall means you may be able to increase your spending in certain areas.

Calculating your estimated cost of living in a new city helps you plan your budget accordingly. Play around with numbers to find a balance between essential spending and disposable income.

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Methodology

† Our analysis of utilities, groceries, transportation, healthcare, home prices, and other goods and services is sourced from the Cost of Living Index, a respected benchmark published by the Council for Community and Economic Research (C2ER) that provides a thorough overview of living expenses across different regions.

Rent data is provided by CoStar Group’s Market Trend reports. As the industry leader in commercial real estate information, analytics, and news, CoStar conducts extensive research to produce and maintain a comprehensive database of commercial real estate information. We combine this data with public record to provide the most up-to-date rental information available.

Consumer goods, services, and home prices are sourced from the Cost of Living Index published by the Council for Community and Economic Research (C2ER). The data on this page is updated quarterly. It was last published in November 2024.