American Electric Lofts
302 N 3rd St,
St Joseph, MO 64501
$875 - $1,865
Studio - 2 Beds
Rental Market Trends in Saint Joseph, MO
What is the average rent in Saint Joseph, MO?
$771/month
Average Rent
637 Sq Ft
Average Apartment Size
+4.1%
Increase in the Last Year
As of February 2026, the average rent in Saint Joseph, MO is $771 per month. This is 53% lower than the national average rent of $1,626/month, making renting in Saint Joseph more affordable than most cities in the US. When you rent an apartment in Saint Joseph, you can expect to pay about $571 per month for a studio, $771 for a one-bedroom apartment, and around $926 for a two-bedroom apartment. If you opt for a three-bedroom rental, you could pay $1,037 or more.
Floor Plan Type
Average Rent
Average Sq Ft
Floor Plan Type
Average Rent
Average Sq Ft
Floor Plan Type
Average Rent
Average Sq Ft
Floor Plan Type
Average Rent
Average Sq Ft
How much has average rent changed in Saint Joseph, MO?
In the past year, rent has increased by 4.1%, which averages out to $32 more per month.
Market Trends Over Time
The chart below compares average rent prices to the previous year during the same time period.
Last Updated February 2026
Legend
2025
2026
Rent Ranges in Saint Joseph, MO
Last Updated February 2026
$700 - $1,000
Most rental prices fall within this range
Percentage*
Rent Range
19%
Below $700/month
67%
$700 - $1,000/month
14%
$1,001 - $1,500/month
0%
$1,501 - $2,000/month
0%
Above $2,000/month
What salary do I need to live comfortably in Saint Joseph, MO?
Because the average rent in Saint Joseph is $771, you’ll want to make about $2,570 per month or $30,840 per year. The general guideline is to pay no more than 30 percent of your monthly income on rent. However, you’ll want to consider additional factors, such as your monthly bills and other expenses. Use our rent affordability calculator to help determine how much to budget for rent.
Cost of Living
The cost of living in Saint Joseph, MO is 6.6% lower than the national average. Generally, housing in Saint Joseph is 16.7% less expensive than the national average, with rent falling between $571 - $1,037. You can expect to pay 2.0% less for groceries, 2.0% less for utilities, and 4.9% less for transportation.
How does Saint Joseph, MO compare to other nearby cities and neighborhoods?
Use the tool below to compare Saint Joseph, MO to other nearby cities and neighborhoods. The Apartments.com neighborhood guides provide you with insight into the area’s transportation, things to do, and more.
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Dynasty Properties
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Methodology
† Our analysis of utilities, groceries, transportation, healthcare, home prices, and other goods and services is sourced from the Cost of Living Index, a respected benchmark published by the Council for Community and Economic Research (C2ER) that provides a thorough overview of living expenses across different regions.
Rent data is provided by CoStar Group’s Market Trend reports. As the industry leader in commercial real estate information, analytics, and news, CoStar conducts extensive research to produce and maintain a comprehensive database of commercial real estate information. We combine this data with public record to provide the most up-to-date rental information available.
Consumer goods, services, and home prices are sourced from the Cost of Living Index published by the Council for Community and Economic Research (C2ER). The data on this page is updated quarterly. It was last published in February 2026.
* Percentages may not total 100 due to rounding.